Compare personal loans

1. Estimated APR

   6.9–29.9%

2. Loan amount

   £10k–£500k

3. Term

   72 mo

Best for: It's ideal for small to medium-sized enterprises seeking funding between £10,000 and £500,000, especially those needing a fast decision.

1. Estimated APR

   99.9–1333.0%

2. Loan amount

   £50–£1.5k

3. Term

   3–6 mo

Best for: Individuals with low credit scores needing urgent cash for emergencies or unexpected expenses.

1. Estimated APR

   6.7–36.4%

2. Loan amount

   £1k–£35k

3. Term

   12–60 mo

Best for: This service is best for individuals with good credit ratings looking for loans between £1,000 and £25,000, especially for larger amounts where lower rates apply.

1. Estimated APR

   3.9–29.9%

2. Loan amount

   £1k–£50k

Best for: Borrowers looking for a trusted high-street name with competitive rates and the ability to consolidate large amounts of debt.

1. Estimated APR

   —

2. Loan amount

   —

Best for: Anyone starting from scratch or rebuilding credit who wants to build savings at the same time.

1. Estimated APR

   12.9–69.9%

2. Loan amount

   £3k–£25k

3. Term

   24–60 mo

Best for: Best suited for individuals with CCJs, defaults, or low credit scores seeking a straightforward hire purchase agreement.

1. Estimated APR

   6.39–8.37%

2. Loan amount

   £5k–£500k

3. Term

   60–360 mo

Best for: Homeowners with significant equity seeking flexible financing options without remortgaging.

1. Estimated APR

   18.0–49.9%

2. Loan amount

   £1k–£500k

3. Term

   1–24 mo

Best for: These loans are best for businesses looking for quick access to funds without lengthy application processes and those that prefer a revenue-based assessment.

1. Estimated APR

   9.9–69.9%

2. Loan amount

   £1k–£8k

3. Term

   12–60 mo

Best for: Individuals in the UK with impaired credit seeking personal loans between £1,000 and £8,000.

1. Estimated APR

   3.9–29.9%

2. Loan amount

   £1k–£50k

Best for: Borrowers with good credit who need to consolidate substantial debts at a competitive rate from a trusted high-street bank.

1. Estimated APR

   —

2. Loan amount

   —

Best for: People with poor or thin credit files who want to rebuild their score through regular, affordable repayments.

1. Estimated APR

   5.9–24.9%

2. Loan amount

   £4k–£75k

3. Term

   12–60 mo

Best for: Best for individuals seeking a reliable motor finance lender with a wide dealer network and competitive rates.

1. Estimated APR

   —

2. Loan amount

   —

Best for: Landlords wanting a reliable BTL specialist with fast turnaround times and Starling Bank backing

1. Estimated APR

   5.3–21.9%

2. Loan amount

   £1k–£25k

3. Term

   12–60 mo

Best for: UK residents with a solid credit history looking for a personal loan with flexible repayment terms.

1. Estimated APR

   3.3–21.9%

2. Loan amount

   £1k–£30k

Best for: HSBC customers who want a straightforward consolidation loan with longer repayment terms and free overpayments.

1. Estimated APR

   —

2. Loan amount

   —

Best for: Renters who want to turn their existing rent payments into credit-building activity without any lifestyle changes.

1. Estimated APR

   7.9–29.9%

2. Loan amount

   £3k–£50k

3. Term

   24–60 mo

Best for: This service is ideal for UK residents seeking flexible payment options on used cars, especially those who prefer a soft credit check.

1. Estimated APR

   5.89–8.05%

2. Loan amount

   £5k–£500k

3. Term

   60–360 mo

Best for: Homeowners with good equity and credit scores looking to consolidate debts or finance renovations.

1. Estimated APR

   5.5–19.9%

2. Loan amount

   £1k–£25k

3. Term

   12–60 mo

Best for: Existing Nationwide members with a good credit score seeking flexible personal loans.

1. Estimated APR

   4.9–29.9%

2. Loan amount

   £1k–£25k

Best for: Existing Barclays customers who want a seamless in-app experience with the flexibility to top up borrowing later.