Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

Independent reviews No impact to credit score Updated daily

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Standard Chartered Personal Loan

Personal

  1. Estimated APR

    25.83–32.0%

  2. Loan amount

    ₵800–₵350k

  3. Term

    12–72 mo

Best for: Best for salary account holders looking for flexibility and additional benefits like credit life insurance.

Absa Direct Personal Loan

Personal

  1. Estimated APR

    7.03–30.03%

  2. Loan amount

    ₵500–₵1M

  3. Term

    6–96 mo

Best for: Best for Absa account holders seeking quick access to funds with a range of repayment options.

Bank of Africa Personal Loan

Personal

  1. Estimated APR

    10.0%

  2. Loan amount

  3. Term

    Up to 36 mo

Best for: It's best suited for salaried individuals looking for quick access to funds with a competitive interest rate.

GCB 24-Hour Personal Loan

Personal

  1. Estimated APR

    22.75–30.0%

  2. Loan amount

    ₵2k–₵700k

  3. Term

    12–60 mo

Best for: This loan is ideal for salaried workers needing urgent cash for home improvement, education, or health expenses.

Fidelity Bank Personal Loan

Personal

  1. Estimated APR

    22.0%

  2. Loan amount

    Up to ₵450k

  3. Term

    6–84 mo

Best for: Best suited for Fidelity Bank account holders with stable employment looking for substantial loan amounts.

Stanbic Bank Personal Loan

Personal

  1. Estimated APR

  2. Loan amount

    ₵2k–₵500k

  3. Term

    12–72 mo

Best for: Individuals aged 21-70 with a steady income who are looking for a substantial personal loan.