Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

Independent reviews No impact to credit score Updated daily

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Bank of Baroda Baroda Gyan Education Loan

Student

  1. Estimated APR

    6.85–11.25%

  2. Loan amount

    ₹100k

  3. Term

    12–180 mo

Best for: Students needing high-value loans for premier Indian or international institutions who want PSU-bank rates with a wider branch network than other PSU alternatives.

ICICI Bank Personal Loan

Personal

  1. Estimated APR

    10.25–19.0%

  2. Loan amount

    ₹50k–₹5M

  3. Term

    12–60 mo

Best for: This loan is best for individuals seeking quick funding with a fully digital application process and no collateral requirements.

SBI Student Loan Scheme

Student

  1. Estimated APR

    6.9–9.9%

  2. Loan amount

    ₹100k–₹5M

  3. Term

    12–180 mo

Best for: Students pursuing UG/PG degrees at recognised Indian institutions who want the lowest possible interest rate and don't mind longer processing times.

Tata Capital Personal Loan

Personal

  1. Estimated APR

    10.5–24.0%

  2. Loan amount

    ₹75k–₹3.5M

  3. Term

    12–72 mo

Best for: Salaried individuals earning over ₹25,000 per month who seek substantial personal loans.

ICICI Bank Education Loan

Student

  1. Estimated APR

    8.5–13.0%

  2. Loan amount

    ₹100k

  3. Term

    12–144 mo

Best for: Students pursuing expensive international programs (MBA, medicine) who need high loan amounts with flexible repayment structures and quick processing.

Axis Bank Personal Loan

Personal

  1. Estimated APR

    10.49–22.0%

  2. Loan amount

    ₹50k–₹4M

  3. Term

    12–60 mo

Best for: This loan is best for individuals seeking a substantial amount (up to ₹40 lakhs) with a quick and easy online application process.

Axis Bank Education Loan

Student

  1. Estimated APR

    6.9–13.5%

  2. Loan amount

    ₹50k–₹7.5M

  3. Term

    12–180 mo

Best for: Students heading abroad or to premier Indian institutes who want a private bank experience with competitive rates for top-tier admissions.

Kotak Mahindra Bank Personal Loan

Personal

  1. Estimated APR

    10.25–24.0%

  2. Loan amount

    ₹50k–₹4M

  3. Term

    12–60 mo

Best for: This loan is best for individuals seeking quick access to funds with flexible repayment options and those who maintain a high credit score.
  1. Estimated APR

    8.75–12.5%

  2. Loan amount

    ₹100k

  3. Term

    12–84 mo

Best for: This loan is best for salaried or self-employed individuals seeking full vehicle financing with convenient service.

Canara Bank Vidya Turant Education Loan

Student

  1. Estimated APR

    7.25–10.1%

  2. Loan amount

    ₹100k

  3. Term

    12–180 mo

Best for: Students pursuing master's degrees at top-ranked global universities or premier Indian institutes who want PSU rates with competitive terms.

IDFC FIRST Bank Personal Loan

Personal

  1. Estimated APR

    10.49–24.0%

  2. Loan amount

    ₹20k–₹4M

  3. Term

    6–60 mo

Best for: This loan is best for individuals with a growing credit profile seeking a hassle-free online application and quick disbursement.

SBI New Car Loan

Auto

  1. Estimated APR

    8.9–9.85%

  2. Loan amount

    ₹100k

  3. Term

    12–84 mo

Best for: This loan is best for individuals with a stable income looking to finance a new vehicle.

HDFC Bank Education Loan

Student

  1. Estimated APR

    10.5–13.5%

  2. Loan amount

    ₹100k–₹5M

  3. Term

    12–180 mo

Best for: Students admitted to premier institutions (IITs, IIMs, top foreign universities) who value fast disbursement and are willing to pay slightly higher rates for convenience.
  1. Estimated APR

    8.4–11.5%

  2. Loan amount

    ₹100k

  3. Term

    12–84 mo

Best for: This loan is ideal for both salaried and self-employed individuals looking to finance new or pre-owned vehicles.

PNB Saraswati Education Loan

Student

  1. Estimated APR

    6.85–11.6%

  2. Loan amount

    ₹100k–₹5M

  3. Term

    12–180 mo

Best for: Merit-based students admitted to premier Indian institutions (IITs, IIMs, NIFT, NID, IISc) who want rock-bottom PSU rates and don't mind the paperwork.

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