Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

Independent reviews No impact to credit score Updated daily

Recently added

  1. Estimated APR

    8.99–12.0%

  2. Loan amount

    Up to KSh10

  3. Term

    Up to 300 mo

Best for: This loan is best for first-time homebuyers looking for affordable housing solutions with predictable monthly payments and interest rates.

KCB M-PESA Loan

Personal

  1. Estimated APR

    88.0–107.0%

  2. Loan amount

    KSh50–KSh150k

  3. Term

    1–6 mo

Best for: Ideal for individuals needing quick cash with a flexible repayment plan based on their savings and payment history.

Watu Gari Car Finance

Auto

  1. Estimated APR

    20.0–36.0%

  2. Loan amount

    KSh200k–KSh5M

  3. Term

    12–48 mo

Best for: This service is best for Kenyan residents looking to buy a car with minimal upfront costs.

Branch Personal Loan

Personal

  1. Estimated APR

    24.0–108.0%

  2. Loan amount

    KSh250–KSh70k

  3. Term

    1–12 mo

Best for: This loan is ideal for individuals needing immediate cash for personal emergencies or unexpected expenses.

I&M Bank Car Loan

Auto

  1. Estimated APR

    14.0–18.0%

  2. Loan amount

    KSh500k

  3. Term

    12–48 mo

Best for: Best for Kenyan residents looking for substantial financing options, with loans ranging from KES 500,000 to KES 10,000,000.

Equity Bank Personal Loan

Personal

  1. Estimated APR

    14.0–17.0%

  2. Loan amount

    KSh10k–KSh5M

  3. Term

    12–72 mo

Best for: This loan is best for individuals looking for both secured and unsecured options at a lower interest rate, especially following the recent CBK rate cuts.

Stanbic Bank Vehicle Loan

Auto

  1. Estimated APR

    13.0–18.0%

  2. Loan amount

    KSh500k

  3. Term

    12–60 mo

Best for: It's best for Kenyan citizens or residents looking for significant financing to purchase a vehicle.

Standard Chartered Kenya Personal Loan

Personal

  1. Estimated APR

    12.0–15.0%

  2. Loan amount

    KSh50k–KSh7M

  3. Term

    12–72 mo

Best for: This loan is best for individuals seeking significant funding without collateral and those wanting the security of retrenchment cover.

KCB Car Loan

Auto

  1. Estimated APR

    14.0–19.0%

  2. Loan amount

    KSh500k

  3. Term

    12–60 mo

Best for: This loan is best for individuals looking to finance up to 90% of a vehicle's value, with flexible repayment options.

Stanbic Bank Unsecured Personal Loan

Personal

  1. Estimated APR

    11.0–14.0%

  2. Loan amount

    KSh50k–KSh5M

  3. Term

    12–72 mo

Best for: This loan is ideal for individuals needing immediate funds without collateral, especially for personal emergencies or significant expenses.

DTB Car Finance

Auto

  1. Estimated APR

    13.0–17.0%

  2. Loan amount

    KSh500k

  3. Term

    12–72 mo

Best for: This financing solution is ideal for Kenyan residents looking for straightforward car loans with manageable repayment terms.

Ecobank Kenya Personal Loan

Personal

  1. Estimated APR

    11.0–15.0%

  2. Loan amount

    KSh20k–KSh3M

  3. Term

    12–60 mo

Best for: This loan is ideal for individuals looking for flexible repayment options and relatively low interest rates in the Kenyan market.

MOGO Car Loan Kenya

Auto

  1. Estimated APR

    18.0–36.0%

  2. Loan amount

    KSh100k–KSh2.5M

  3. Term

    6–48 mo

Best for: This loan is best for Kenyan citizens or residents looking to purchase vehicles of any age or model with minimal down payment requirements.

I&M Bank Personal Loan

Personal

  1. Estimated APR

    13.0–16.0%

  2. Loan amount

    KSh50k–KSh5M

  3. Term

    12–72 mo

Best for: This loan is best for existing I&M Bank customers looking for quick access to funds via a user-friendly app.

Co-operative Bank Personal Loan

Personal

  1. Estimated APR

    15.0–18.0%

  2. Loan amount

    KSh10k–KSh5M

  3. Term

    12–72 mo

Best for: This loan is ideal for individuals seeking a reliable financing option with manageable repayment terms, particularly if you receive your salary through check-off.

KWFT Personal Loan for Women Entrepreneurs

Personal

  1. Estimated APR

    18.0–22.0%

  2. Loan amount

    KSh5k–KSh2M

  3. Term

    6–48 mo

Best for: This loan is best for women entrepreneurs and salaried employees in need of financial support. KWFT's focus on women sets it apart in Kenya’s microfinance space.

KCB Bank Personal Loan

Personal

  1. Estimated APR

    15.0–18.0%

  2. Loan amount

    KSh10k–KSh5M

  3. Term

    12–72 mo

Best for: This loan is best for employed individuals seeking quick access to funds without collateral, especially those with a regular salary.

ABSA Bank Kenya Personal Loan

Personal

  1. Estimated APR

    13.0–16.0%

  2. Loan amount

    KSh50k–KSh5M

  3. Term

    12–72 mo

Best for: Ideal for individuals seeking a substantial unsecured loan with a lengthy repayment period and credit life insurance.

Family Bank Personal Loan

Personal

  1. Estimated APR

    15.0–18.0%

  2. Loan amount

    KSh10k–KSh3M

  3. Term

    12–60 mo

Best for: This loan is best suited for individuals and businesses in semi-urban and rural Kenya looking for reliable funding options.