Compare personal loans

1. Estimated APR

   35.4%

2. Loan amount

   ₦5k–₦5M

3. Term

   3–12 mo

Best for: This loan is ideal for salary earners looking for quick access to funds, particularly in emergencies or for unexpected expenses.

1. Estimated APR

   —

2. Loan amount

   ₦500k

3. Term

   6–60 mo

Best for: Established SMEs in Nigeria needing significant capital for expansion or operational costs.

1. Estimated APR

   54–195%

2. Loan amount

   ₦2.5k–₦1M

3. Term

   3–12 mo

Best for: This loan is best for those looking to build their credit score while accessing up to NGN 1,000,000 instantly via a mobile app.

1. Estimated APR

   —

2. Loan amount

   ₦1M

3. Term

   12–60 mo

Best for: Established Nigerian businesses with a solid trading history seeking significant funding for expansion.

1. Estimated APR

   25.44–31.8%

2. Loan amount

   ₦50k

3. Term

   3–24 mo

Best for: This service is best for individuals or small businesses looking to build their credit while accessing loans online through an app or website.

1. Estimated APR

   —

2. Loan amount

   ₦500k

3. Term

   12–60 mo

Best for: Established businesses with a good credit history looking for significant financial support.

1. Estimated APR

   28.5–32.0%

2. Loan amount

   ₦200k

3. Term

   6–60 mo

Best for: This loan is ideal for individuals with strong credit who need quick access to funds for personal expenses.

1. Estimated APR

   —

2. Loan amount

   ₦1M

3. Term

   12–60 mo

Best for: Nigerian entrepreneurs with existing Stanbic IBTC accounts seeking substantial working capital or trade finance.

1. Estimated APR

   48.0%

2. Loan amount

   ₦100k

3. Term

   6–24 mo

Best for: This loan is best for individuals looking for quick access to funds with the ability to choose repayment terms that fit their budget.

1. Estimated APR

   —

2. Loan amount

   ₦1M

3. Term

   12–60 mo

Best for: Established Nigerian businesses with solid financial records looking for substantial funding.

1. Estimated APR

   20.0–28.0%

2. Loan amount

   ₦200k

3. Term

   6–60 mo

Best for: This loan is best for individuals with a high credit rating looking to fund personal projects or consolidate debt over an extended period, benefiting from competitive rates.

1. Estimated APR

   —

2. Loan amount

   ₦500k

3. Term

   12–60 mo

Best for: Nigerian small to medium enterprises with solid financial projections and collateral who need significant funding for growth.

1. Estimated APR

   24–456%

2. Loan amount

   ₦1.5k–₦5M

3. Term

   3–36 mo

Best for: This loan is best for individuals looking to build their credit scores while needing immediate access to funds. It's particularly suitable for those with a developing credit history.

1. Estimated APR

   —

2. Loan amount

   ₦150k

3. Term

   1–12 mo

Best for: Established Nigerian businesses seeking quick funding for operational expenses or expansion.

1. Estimated APR

   30.0–108.0%

2. Loan amount

   ₦5k–₦250k

3. Term

   3–12 mo

Best for: This service is best for individuals building their credit and seeking quick access to funds without lengthy approval processes.

1. Estimated APR

   36.0–99.0%

2. Loan amount

   ₦6k–₦1M

3. Term

   4–52 mo

Best for: This service is best for individuals with limited access to traditional banking who need immediate financial assistance without extensive paperwork.

1. Estimated APR

   60.0%

2. Loan amount

   ₦1.5k–₦1M

3. Term

   3–12 mo

Best for: This loan is ideal for individuals looking for quick financing solutions without extensive documentation, especially those building credit.