Compare personal loans

1. Estimated APR

   36–60%

2. Loan amount

   R4k–R8k

3. Term

   1–6 mo

Best for: This loan is best for individuals needing urgent financial assistance with a manageable repayment plan.

1. Estimated APR

   24.0–27.75%

2. Loan amount

   R500–R8k

3. Term

   1–6 mo

Best for: This loan is best for individuals needing quick access to funds with a flexible repayment structure.

1. Estimated APR

   36.0–60.0%

2. Loan amount

   R500–R8k

3. Term

   Up to 3 mo

Best for: This loan is best for individuals facing immediate financial needs who can repay within 90 days.

1. Estimated APR

   12.0–27.75%

2. Loan amount

   R1k–R300k

3. Term

   6–72 mo

Best for: This loan is best for individuals with strong credit profiles looking for flexibility in loan terms and the added benefit of rewards.

1. Estimated APR

   36.0–38%

2. Loan amount

   R1k–R7.2k

3. Term

   2 mo

Best for: This loan is best for individuals who require immediate access to funds and can repay within a short timeframe.

1. Estimated APR

   15.0–27.29%

2. Loan amount

   R2k–R200k

3. Term

   6–60 mo

Best for: Ideal for individuals looking for substantial loan amounts with the possibility of insurance-backed options.

1. Estimated APR

   36.0–60.0%

2. Loan amount

   R500–R8k

3. Term

   Up to 3 mo

Best for: This loan is best for South Africans needing immediate cash flow solutions for unexpected expenses.

1. Estimated APR

   15.0–28.0%

2. Loan amount

   R5k–R200k

3. Term

   12–60 mo

Best for: This loan is best for individuals with a high credit tier looking for affordable and transparent borrowing solutions.

1. Estimated APR

   36.0–60.0%

2. Loan amount

   R500–R8k

3. Term

   1–6 mo

Best for: This loan is best for individuals needing immediate funds, especially for unexpected expenses.

1. Estimated APR

   21.0–27.75%

2. Loan amount

   R500–R25k

3. Term

   1–24 mo

Best for: Ideal for individuals seeking short-term financial solutions with flexible repayment options.

1. Estimated APR

   10.25–27.75%

2. Loan amount

   R2k–R300k

3. Term

   6–72 mo

Best for: This loan is best for individuals looking for affordable borrowing options up to R400,000 with an established bank and a reliable rewards system.

1. Estimated APR

   15.0–27.75%

2. Loan amount

   R2k–R250k

3. Term

   6–72 mo

Best for: This loan is best for individuals seeking a fixed-rate personal loan with flexibility in loan amounts and repayment terms.

1. Estimated APR

   15.0–27.75%

2. Loan amount

   R1k–R100k

3. Term

   6–60 mo

1. Estimated APR

   27.0–27.75%

2. Loan amount

   R500–R50k

3. Term

   1–36 mo

Best for: This loan is best for individuals needing quick cash for unexpected expenses who appreciate the option to skip payments during tough times.

1. Estimated APR

   21.0–27.75%

2. Loan amount

   R1k–R50k

3. Term

   1–24 mo

Best for: This loan is best for individuals seeking immediate cash for personal expenses and who may have lower credit ratings.

1. Estimated APR

   15.0–27.75%

2. Loan amount

   R500–R100k

3. Term

   3–36 mo

Best for: This loan is ideal for those seeking quick access to funds without traditional paperwork, particularly for emergencies or large purchases.

1. Estimated APR

   24.0–27.75%

2. Loan amount

   R500–R8k

3. Term

   1–6 mo

Best for: This service is best for South Africans seeking immediate financial relief or those needing a larger loan with easy access through branches or online.

1. Estimated APR

   18.0–27.75%

2. Loan amount

   R2k–R250k

3. Term

   6–60 mo

Best for: This loan is best for government workers and pensioners looking for hassle-free access to funds with automatic deductions from their salaries.

1. Estimated APR

   12.0–27.75%

2. Loan amount

   R2k–R300k

3. Term

   6–72 mo

Best for: This loan is best for individuals with a high credit rating looking for manageable repayment terms.

1. Estimated APR

   12.25–27.75%

2. Loan amount

   R1k–R250k

3. Term

   6–84 mo

Best for: Ideal for clients seeking a quick, fully digital loan process with personalised rates.